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If your answer is “Yes”, you should continue reading this article to understand more about these loans: The Smart Option Student Loan is the only private student loan providing budget flexibility for graduating students.

Students who graduate and maintain their Sallie Mae loans in good standing can request to make 12 interest-only payments instead of full principal and interest payments after their separation period.

sallie mae not consolidating loans-71sallie mae not consolidating loans-42

If you have a signature loan you may be eligible for zero fees or 0.50 percentage interest rate reduction by signing up for automatic payments.

This is a great way to streamline your federal loans, and to simplify your monthly payments.

You may also qualify for lower monthly payments through the Income Based or Pay As You Earn Repayment Plans. Gather Documents to Prove You Are Experiencing Financial Hardship Once you know which loans are private, you’ll need to figure out exactly why they are unaffordable.

They should be strung up in the town square, their executives burned in effigy!

If you have had to borrow money to pay for school, chances are good you've borrowed from Sallie Mae, the largest student loan company in the US, which currently handles between 40 and 45 percent of the business.

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