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If your answer is “Yes”, you should continue reading this article to understand more about these loans: The Smart Option Student Loan is the only private student loan providing budget flexibility for graduating students.Students who graduate and maintain their Sallie Mae loans in good standing can request to make 12 interest-only payments instead of full principal and interest payments after their separation period.You have various financial and educational benefits when choosing this type of loan such as low interest rates, repayment options that can be as low as (While the borrower is IN SCHOOL) and you can borrow up to 100% of your education cost.The Signature Student Loan is a school-certified loan that allows students to borrow up to the full cost of attendance less other financial aid received.

In order to qualify for public service loan forgiveness there are a few requirements you must meet; you must perform volunteer work... Do you have a Smart Option Student Loan or a Signature Student Loan?These loans are typically utilized to supplement the money that you have already borrowed from federal loans.If you have a signature loan you may be eligible for zero fees or 0.50 percentage interest rate reduction by signing up for automatic payments.In others, you may have to approach an outside lender for the refinancing.Pay close attention to all the details on a refinancing agreement.

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