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I was notified that since a policy is not in place that not only will they execute a policy but will back date and charge me from 9/16/09. Many of us dream of time traveling, either to change our past or foresee our future especially when viewing life from a financial perspective.We generally ponder on our past financial decisions like, “Had I invested in ‘X’ stock five years back, I would have earned substantial returns by now.” However, the life insurance policyholders can stay delighted as they have the power to turn the clock back and change the start date of their policy to an earlier date.This common practice in life insurance companies is known as ‘Backdating’.Before long, there would be no car insurance industry and we’d all be paying for damages and injuries out of pocket.

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State laws often limit (to six months) the time to which policies can be backdated.Are there any statutes or regulations that govern the issuance of certificates of insurance for commercial general liability policies?Are there any statutes or regulations requiring an insurer or agent to complete such certificates with accurate information?Backdating, by definition, is the practice of putting a calendar date on any document that is earlier than the date on which that document was actually written. Backdating Car Insurance Policies Backdating a car insurance policies is illegal and something no reputable insurance company or agent would ever do. Because it implies that you had coverage on your vehicle before you actuallydid. Let’s look at how backdating affects different aspects of car insurance, health insurance and life insurance.

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Bleecker Street CEO Andrew Karpen said, “Seeing the reaction to the film at Sundance, including three standing ovations at the Eccles, we knew this film had to play in the summertime when audiences are looking for this kind of crowd-pleaser.” Mortensen portrays a father living in the forests of the Pacific Northwest who’s devoted to raising his six kids with a rigorous physical and intellectual education.

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